If you are hurt in a car accident that takes place in Tennessee, you may be entitled to compensation for medical bills. In some cases, you will receive a financial award directly from your insurance company. However, there is a chance that you’ll need to take legal action to get the money that you’re likely eligible to receive.
How to obtain a financial award through an insurance company
You are generally required to inform your auto coverage provider about an accident as quickly as possible. Once your claim has been received, a representative will begin an investigation into the crash. If the investigation determines that the other driver was likely at fault for causing the wreck, your insurance provider will compensate you for your losses.
How to obtain compensation through a lawsuit
There is a chance that the driver who caused your injuries won’t have sufficient coverage to pay for your medical bills. In such a scenario, you’ll need to file a personal injury lawsuit to receive the financial award that the insurance company is unable to provide. In the state of Tennessee, you have one year from the date of your accident to file a lawsuit. However, it doesn’t mean that you can’t attempt to come to a favorable resolution outside of court before proceeding to litigation.
Stay quiet throughout the process
Regardless of how you resolve your car accident case, it’s generally in your best interest to say as little as possible throughout the legal process. Ideally, you’ll only talk about your motor vehicle accident case with your MVA attorney as anything that you tell this person remains confidential.
Car accident injuries may require weeks, months or years of treatment to fully recover from. In some cases, a broken bone, concussion or torn muscle will prevent you from living the same type of life that you had before the crash. However, an attorney might be able to help you hold the person who hurt you accountable for his or her actions.